Our team of software engineers integrates experts in the fields of data analytics and payment technology.

Onkard Technologies Ltd. is a UK fintech company that provides digital loyalty, mobile marketing and payment-linked solutions for merchants.

The Onkard team has a proven track record, having delivered technology solutions for international travel loyalty companies and financial services providers across Europe.

Now with High Street Loyal, the team has created a proprietary, next-generation platform where loyalty, payment and mobile technologies converge.

This single software system delivers a frictionless customer experience and a bespoke business-building proposition for high street merchants.

Onkard's loyalty marketing platform eliminates the technology constraints and deployment costs for merchants by automatically identifying and rewarding customers on purchases.

Real-time tracking of purchases enables personalised mobile marketing, notifying customers of rewards and recommending relevant offers nearby.

High Street Loyal opens up to retailers game-changing, personalised, real-time marketing technology available until now only to online retailers.

has created a
next generation platform
where loyalty, payment and
recommendation technology
converge in a single
software system.

The Management Team
Eve Howse
Chief Executive Officer

Eve is a seasoned business executive with extensive experience in international business development, brand advertising, loyalty and consumer marketing.

A passionate innovator with a focus on commercial results, Eve has a successful track record in designing strategic partner alliances for global brands in retail, hospitality and financial services.

She has spearheaded the design and delivery of digital loyalty solutions for major clients including Air Miles, Shell, IGH, Lufthansa and Visa Europe.

At Onkard, Eve brings her brand building experience, professional skill set and unrelenting drive to unlock the commercial benefits of digital loyalty marketing for SME.

Jean Duval
Chairman, Head of Design & Technology

Jean brings a unique customer focus on his role as Solutions Architect at Onkard, gained from his previous award-winning career in consumer advertising for such global brands as Club Med, Air New Zealand, Hilton and Air Canada.

In Europe he designed and deployed innovative rewards solutions for clients including Visa Europe, Mastercard, Air Miles and Shell. Jean is the driving force behind the design of Onkard's payment solutions and digital loyalty and mobile marketing platform.

Under Jean's leadership, Onkard's next-generation payment technology innovations will continue to deliver ground-breaking solutions for SME.

David Turner
Chief Financial Officer

David is an experienced Executive Director and Board Chairman specialising in financial management. He is a former senior partner at Johnsons Chartered Accountants in London.

Resourceful and energetic, David comes with extensive experience and knowledge of the SME environment in the UK. After qualifying as a Chartered Accountant, David held increasingly senior managerial positions with three of the top national accounting practices in London.

David set up his own practice specialising in financial management services which he later merged with Johnsons Chartered Accountants.

Saqib Barlas
Chief Technology Officer

Prior to joining Onkard as Chief Technology Officer, Saqib worked in financial services, insurance, retail, aviation and Forex with blue chip companies like Lloyds Insurance, HiFx and DXC Technology.

A certified CSM and SCPO Agile coach and Prince2 Practitioner, Saqib has over 15 years' experience in managing multi-disciplined teams and thrives on driving the design, development and testing of new products and solutions.

With his expertise in payment integration, Saqib is responsible for the technical team behind the Onkard platform and is the technology lead on the company's new remote payment product. Saqib holds an MSc with Distinction in Advanced IT from London South Bank University.